Our Goal: $1,000,000

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VHCDC Preferred Lenders

When shopping for a mortgage, we recommend you apply to at least three (3) lenders. Inform each that you are a first-time home buyer and ask them about their current Down-Payment Assistance (DPA) program(s). Making at least three applications gives you options, allowing you to choose the best mortgage loan for you, and encourages lenders to give you their best deal up front.

We recommend you complete and submit your applications within a fourteen (14) day period. This will allow you to receive and evaluate all of the applications and minimize any impact to your FICO score. It will also give you ample time (another two weeks) to receive and give careful consideration to their offers. Below is our list of preferred lenders:

Rick Anthony Rick Anthony
Movement Mortgage
(804) 356 2758
Send an email
Sereva Manuel Sereva Manuel
Homespire Mortgage
(757) 502-5447
Send an email
Steven Carpel Steven Carpel
Homespire Mortgage
(757) 921-1387
Send an email
Lauren M. Pulvermacher Lauren M. Pulvermacher
BB&T (Truist) Home Mortgage
(757) 446-6896
Send an email

Mark Dorsey Mark Dorsey
Bank of America Community Loan Program
(757) 407-2219
Send an email
Andrea Thompson Andrea Thompson
Universal Mortgage & Finance
(757) 472-2647
Send an email

April Huf April Huf
Southern Trust Mortgage
(757) 216-9586
Send an email

Heather Todd Heather Todd
Atlantic Bay Mortgage Group

(757) 407-9110
Send an email

When shopping for a mortgage lender, your should also take the time to investigate any and all down-payment assistance and closing-cost assistance programs you may be eligible for. See the Down-Payment Assistance Programs page for potential grants and other resources.

Once you have secured pre-approval, and decided the best financing, select your real estate team.  Visit our Real Estate Affiliate page to review the profiles of our real estate professionals, then let us know which real estate (buyer’s) agent you would prefer to work, along with your home inspector, insurance, and closing/settlement service providers and we will issue the appropriate notices to contact you promptly..

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