Virginia Housing and Community Development Corporation

Fee Schedule

VHCDC program and service fee schedule.

VHCDC Fee Schedule

Current VHCDC fees
DescriptionFee
Tri-Bureau Credit Report with FICO Scores$52.00 per person *
First-Time Home Buyers College Class$29.95 per person
Home Ownership Assistance Program Enrollment$99.95 per household
SPARC (Mortgage Rate Reduction)$0 per household
Virginia HOMEownership DPA/CCA Program$0 per household
Virginia Individual Development Account (VIDA) Program$0 per applicant ($100 initial deposit)
Virginia PILOT DPA/CCA Program$0 per household

* The credit report fee may be waived if you are experiencing temporary financial hardship. This page was last updated on March 10, 2026.