:root {
  --vhcdc-navy:#002f46;--vhcdc-navy-2:#001d2b;--vhcdc-blue:#00518f;--vhcdc-sky:#1a8dd8;
  --vhcdc-gold:#ffd21f;--vhcdc-gold-2:#f3b91d;--vhcdc-red:#c73526;--vhcdc-green:#2b7a4b;
  --vhcdc-cream:#fff7dc;--vhcdc-light:#f4f8fb;--ink:#15202b;--muted:#5d6b78;--white:#fff;
  --shadow:0 18px 45px rgba(0,47,70,.14);--radius:1.25rem;
  --container:min(1120px,calc(100% - 2rem));
}

/* Base */
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6;}
a{color:var(--vhcdc-blue);text-decoration-thickness:.08em;text-underline-offset:.2em;}
a:hover,a:focus-visible{color:var(--vhcdc-navy);}
img{max-width:100%;height:auto;}
.container{width:var(--container);margin-inline:auto;}
.skip-link{position:absolute;top:-100px;left:1rem;background:var(--vhcdc-gold);color:var(--vhcdc-navy);padding:.75rem 1rem;border-radius:.5rem;z-index:999;}
.skip-link:focus{top:1rem;}
.sr-only{position:absolute;width:1px;height:1px;padding:0;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}

/* Header + Navigation */
.site-header{position:sticky;top:0;z-index:100;background:#fff;box-shadow:0 10px 30px rgba(0,31,50,.08);}
.utility-bar{background:var(--vhcdc-navy);color:#fff;font-size:.88rem;}
.utility-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-block:.45rem;}
.utility-inner em{color:var(--vhcdc-gold);font-style:italic;}

.nav-shell{display:flex;align-items:center;justify-content:space-between;min-height:86px;gap:1.5rem;}
.brand img{width:245px;max-height:75px;object-fit:contain;}
.nav-toggle{display:none;width:44px;height:44px;border:0;background:var(--vhcdc-navy);border-radius:.65rem;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer;}
.nav-toggle span:not(.sr-only){display:block;width:22px;height:2px;background:#fff;}

.main-nav{margin-left:auto;}
.nav-menu{display:flex;align-items:center;gap:.25rem;list-style:none;margin:0;padding:0;}
.nav-item{position:relative;}
.nav-link-row{display:flex;align-items:center;}
.nav-link{display:block;padding:.85rem .9rem;color:var(--vhcdc-navy);font-weight:800;text-decoration:none;border-radius:.75rem;}
.nav-item.is-active>.nav-link-row .nav-link,.nav-link:hover,.nav-link:focus-visible{background:var(--vhcdc-cream);color:var(--vhcdc-navy);}

.dropdown-toggle{display:none;}
.dropdown-menu{
  position:absolute;top:calc(100% + .35rem);left:0;min-width:290px;list-style:none;margin:0;padding:.6rem;
  background:#fff;border-top:4px solid var(--vhcdc-gold);border-radius:.9rem;box-shadow:var(--shadow);
  opacity:0;transform:translateY(8px);pointer-events:none;transition:opacity .18s ease,transform .18s ease;
}
.nav-item:hover .dropdown-menu,.nav-item:focus-within .dropdown-menu{opacity:1;transform:translateY(0);pointer-events:auto;}
.dropdown-menu a{display:block;padding:.7rem .8rem;text-decoration:none;color:var(--vhcdc-navy);border-radius:.6rem;font-weight:700;}
.dropdown-menu a:hover,.dropdown-menu a:focus-visible,.dropdown-menu a[aria-current="page"]{background:var(--vhcdc-light);color:var(--vhcdc-blue);}

/* Fix A — Keep dropdowns above hero */
.site-header,.nav-shell,.main-nav,.nav-menu,.nav-item{position:relative;z-index:1000;}
.dropdown-menu{z-index:2000;}

/* Hero */
.home-hero,.page-hero{
  position:relative;overflow:hidden;color:#fff;
  background:radial-gradient(circle at 15% 15%,rgba(255,210,31,.35),transparent 14rem),
             linear-gradient(130deg,#0069b6 0%,#00477f 38%,#002f46 78%);
}
.home-hero::after,.page-hero::after{
  content:"";position:absolute;inset:auto 0 0 0;height:110px;
  background:linear-gradient(180deg,transparent,rgba(0,0,0,.15)),
             linear-gradient(135deg,transparent 0 22%,rgba(255,255,255,.14) 22% 24%,transparent 24% 48%,rgba(255,255,255,.10) 48% 50%,transparent 50%);
  opacity:.75;
}
.sunburst{position:absolute;left:-3rem;top:-3rem;width:15rem;height:15rem;background:radial-gradient(circle,#fff 0 10%,var(--vhcdc-gold) 11% 23%,transparent 24%);filter:blur(.2px);opacity:.85;}

.home-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:2rem;align-items:center;padding:5.25rem 0 5.75rem;}
.hero-panel h1,.page-hero h1{margin:0;font-size:clamp(3rem,8vw,6.8rem);line-height:.88;letter-spacing:-.055em;text-transform:uppercase;text-shadow:0 7px 22px rgba(0,0,0,.28);}
.page-hero h1{font-size:clamp(2.5rem,6.5vw,5rem);max-width:950px;}
.eyebrow{color:var(--vhcdc-gold);text-transform:uppercase;font-weight:900;letter-spacing:.12em;font-size:.78rem;margin:0 0 .85rem;}
.tagline{color:var(--vhcdc-gold);text-transform:uppercase;font-weight:900;letter-spacing:.05em;font-size:clamp(1.25rem,2.6vw,2rem);margin:1.25rem 0 .2rem;}
.lead,.hero-copy{font-size:clamp(1.1rem,2vw,1.35rem);max-width:720px;color:rgba(255,255,255,.94);}
.hero-card{background:rgba(0,35,56,.82);border:1px solid rgba(255,255,255,.22);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow);backdrop-filter:blur(8px);}
.hero-card img{background:#fff;border-radius:1rem;padding:.7rem;margin-bottom:1rem;}
.hero-card h2{color:var(--vhcdc-gold);margin:.2rem 0 .5rem;text-transform:uppercase;}
.fee-pill{display:inline-block;background:var(--vhcdc-gold);color:var(--vhcdc-navy);font-weight:900;padding:.55rem .8rem;border-radius:999px;}
.page-hero{padding:4rem 0;}
.hero-inner{position:relative;z-index:1;}
.hero-copy{max-width:760px;margin:1rem 0 0;}

/* Sections */
.section{padding:4rem 0;}
.bg-deep{background:linear-gradient(180deg,var(--vhcdc-navy),var(--vhcdc-navy-2));color:#fff;}
.bg-light{background:var(--vhcdc-light);}
.section-heading{max-width:760px;margin-bottom:2rem;}
.section-heading h2,.content-card h2,.feature-box h2,.template-form h2{color:var(--vhcdc-navy);margin:0 0 .7rem;line-height:1.1;font-size:clamp(1.65rem,3vw,2.5rem);}
.inverse h2,.inverse p{color:#fff;}

.two-col{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem;align-items:start;}
.content-card,.feature-box,.template-form{background:#fff;border-radius:var(--radius);padding:clamp(1.25rem,3vw,2rem);box-shadow:var(--shadow);border:1px solid #e2edf4;}
.intro-card{max-width:900px;}
.accent-card{background:linear-gradient(180deg,#fffaf0,#fff);border-top:5px solid var(--vhcdc-gold);}
.gold-box{background:linear-gradient(180deg,var(--vhcdc-gold),var(--vhcdc-gold-2));color:var(--vhcdc-navy);}
.fee-large{font-size:clamp(3rem,8vw,5.5rem);line-height:1;margin:.5rem 0;font-weight:950;}
.mt-lg{margin-top:2rem;}

/* Grids */
.card-grid,.benefit-grid,.people-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;}
.benefit-grid{grid-template-columns:repeat(5,minmax(0,1fr));}
.info-card,.person-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:1.4rem;box-shadow:var(--shadow);border:1px solid #e0ecf3;}
.bg-deep .info-card{background:rgba(255,255,255,.08);color:#fff;border-color:rgba(255,255,255,.18);}
.bg-deep .info-card h3{color:var(--vhcdc-gold);}
.info-card h3,.person-card h3{color:var(--vhcdc-navy);margin:.35rem 0 .5rem;font-size:1.15rem;line-height:1.15;}
.bg-deep .info-card .text-link{color:var(--vhcdc-gold);}
.card-icon{width:58px;height:58px;display:inline-flex;align-items:center;justify-content:center;background:var(--vhcdc-gold);color:var(--vhcdc-navy);border-radius:1rem;font-weight:950;font-size:.95rem;box-shadow:inset 0 -8px 0 rgba(0,0,0,.08);}
.text-link{font-weight:800;}
.people-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
.person-card{display:flex;gap:1rem;}
.avatar{flex:0 0 auto;width:64px;height:64px;display:grid;place-items:center;background:var(--vhcdc-navy);color:var(--vhcdc-gold);border-radius:50%;font-weight:950;letter-spacing:.04em;}
.person-role,.person-org{margin:.1rem 0 .4rem;color:var(--muted);font-weight:800;}

/* Lists */
.content-list{padding-left:1.2rem;}
.content-list li{margin:.45rem 0;}
.link-list{list-style:none;padding:0;margin:0;}
.link-list li+li{border-top:1px solid #e5edf3;}
.link-list a{display:block;padding:.75rem 0;font-weight:800;text-decoration:none;}
.small-note{color:var(--muted);font-size:.95rem;}

/* Tables */
.table-wrap{overflow-x:auto;border-radius:1rem;box-shadow:var(--shadow);border:1px solid #dbe8ef;background:#fff;}
table{width:100%;border-collapse:collapse;min-width:760px;}
caption{caption-side:top;text-align:left;padding:1rem;font-weight:900;color:var(--vhcdc-navy);}
th{background:var(--vhcdc-navy);color:#fff;text-align:left;}
th,td{padding:.8rem .9rem;border-bottom:1px solid #e7eef3;}
tr:nth-child(even) td{background:#f8fbfd;}

/* Accordion */
.accordion details{background:#fff;border:1px solid #dbe8ef;border-radius:1rem;box-shadow:var(--shadow);margin-bottom:.85rem;overflow:hidden;}
.accordion summary{cursor:pointer;padding:1.15rem 1.25rem;font-weight:900;color:var(--vhcdc-navy);}
.details-body{padding:0 1.25rem 1.15rem;}

/* CTA */
.cta-band{
  background:linear-gradient(120deg,var(--vhcdc-navy),var(--vhcdc-blue));
  color:#fff;padding:3rem max(1rem,calc((100% - 1120px)/2));
  display:flex;gap:2rem;align-items:center;justify-content:space-between;
}
.cta-band h2{color:var(--vhcdc-gold);font-size:clamp(1.8rem,4vw,3rem);margin:0 0 .5rem;}
.cta-band p{margin:0;max-width:740px;}
.button-row{display:flex;flex-wrap:wrap;gap:.8rem;align-items:center;}
.button{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:.82rem 1.15rem;font-weight:950;text-decoration:none;border:2px solid transparent;transition:transform .18s ease,background .18s ease;}
.button:hover,.button:focus-visible{transform:translateY(-1px);}
.button-gold{background:var(--vhcdc-gold);color:var(--vhcdc-navy);}
.button-outline{color:#fff;border-color:rgba(255,255,255,.65);}
.button-outline-dark{color:var(--vhcdc-navy);border-color:var(--vhcdc-navy);background:#fff;}

/* Contact + Forms */
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1.5rem;}
.big-phone{font-size:1.8rem;font-weight:950;margin:.5rem 0 0;}
address{font-style:normal;font-weight:700;}
.template-form label{display:grid;gap:.35rem;font-weight:800;color:var(--vhcdc-navy);}
.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1rem;margin:1.2rem 0;}
.span-2{grid-column:span 2;}
input,select,textarea{width:100%;padding:.85rem .9rem;border:1px solid #cad9e3;border-radius:.75rem;font:inherit;}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(255,210,31,.55);border-color:var(--vhcdc-blue);}
.form-note{font-size:.9rem;color:var(--muted);}
.legal-copy h3{color:var(--vhcdc-blue);margin-top:1.5rem;}

/* Footer */
.site-footer{background:var(--vhcdc-navy-2);color:rgba(255,255,255,.86);}
.footer-intro{display:grid;grid-template-columns:240px 1fr;gap:1.5rem;align-items:center;padding:3rem 0 2rem;}
.footer-intro img{background:#fff;border-radius:1rem;padding:.8rem;}
.footer-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1rem;padding-bottom:2.5rem;}
.footer-col h3{color:var(--vhcdc-gold);margin:0 0 .7rem;}
.footer-col ul{list-style:none;padding:0;margin:0;}
.footer-col li{margin:.3rem 0;}
.footer-col a{color:rgba(255,255,255,.88);text-decoration:none;}
.footer-col a:hover,.footer-col a:focus-visible{color:var(--vhcdc-gold);}
.footer-bottom{background:rgba(0,0,0,.25);padding:1rem 0;font-size:.9rem;}
.footer-bottom p{margin:0;}

/* Responsive Single Video */
.single-video {
  position: relative;
  width: 100%;
  max-width: 760px;
  margin: 0 auto;
}

.single-video video {
  width: 100%;
  height: auto;
  display: block;
  border-radius: var(--radius);
}

/* Responsive */
@media(max-width:1040px){
  .benefit-grid{grid-template-columns:repeat(3,minmax(0,1fr));}
  .card-grid{grid-template-columns:repeat(2,minmax(0,1fr));}
}

@media(max-width:860px){
  .utility-inner{justify-content:center;flex-wrap:wrap;}
  .nav-shell{min-height:76px;}
  .brand img{width:190px;}
  .nav-toggle{display:inline-flex;}
  .main-nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;box-shadow:0 15px 30px rgba(0,47,70,.14);max-height:calc(100vh - 120px);overflow-y:auto;}
  .main-nav.is-open{display:block;}
  .nav-menu{flex-direction