VHCDC

Our Goal: $1,000,000

Current Total:

$387,176

VHCDC Preferred Lenders

When shopping for a mortgage, we recommend you apply to at least three (3) lenders. Inform each lender that you are a first-time home buyer and ask them about their current Down-Payment Assistance (DPA) program(s). Making at least three applications gives you options, allowing you to choose the best mortgage loan for you, and encourages lenders to give you their best deal up front. Be sure to ask each lender for an itemized list of fees and compare their offer, down-payment assistance, and fees for the best deal!

We recommend you complete and submit your applications within a fourteen (14) day period. This will allow you to receive and evaluate all of the applications and minimize any impact to your FICO score. It will also give you ample time (another two weeks) to receive and give careful consideration to their offers. Below is our list of preferred lenders. Select any three (3) lenders and contact Housing Services to get a referral for mortgage pre-approval or mortgage pre-qualification.:

Rick Anthony Rick Anthony
Movement Mortgage
NMLS #265209

VHDA DPA Grants
Kelly Stevenson

Kelly Stevenson
Atlantic Bay Mortgage Grp
NMLS #1449508

VHDA DPA Grants

       
William Glacken William Glacken
Citibank, N.A.
NMLS: #1011993
DC Metro Only

Citi DPA Grants in D.C.
Ronetta Sykes Ronetta Sykes
First Home Mortgage
NMLS #1490145

VHDA DPA Grants
       
Judi Jurey Judi Jurey
Truist Home Mortgage
NMLS #415292

Truist & VHDA DPA Grants
Marion Uzzle

Marion Uzzle
Fulton Mortgage
NMLS #211283

Fulton DPA Grant

       
Sereva Manuel Sereva Manuel
Homespire Mortgage
NMLS: #739808

VHDA DPA Grants & Chenoa Fund
Shawnte Williams Shawnte Williams
ABNB Federal Credit Union
NMLS #664487

ABNB DPA Grant
       

Karl Pereira

Karl Pereira
Bank of America
NMLS: #1910625

Community Loan DPA & CCA Grants
Gnorae Wright

Gnorae Wright
Cross Country Mortgage
NMLS #64340

CCM Smart Start DPA Grant

       
Barry Sharif

Barry Sharif
Cornerstone First Mortgage
NMLS #528759

USDA, VA, VHDA DPA Grants

   

When shopping for a mortgage lender, your should also take the time to investigate any and all down-payment assistance and closing-cost assistance programs you may be eligible for. See the Down-Payment Assistance Programs page for potential grants and other resources.

Once you have secured pre-approval, and decided the best financing, select your real estate team.  Visit our Real Estate Affiliate page to review the profiles of our real estate professionals, then let us know which real estate (buyer’s) agent you would prefer to work, along with your home inspector, insurance, and closing/settlement service providers and we will issue the appropriate notices to contact you promptly..

<<< Go back to Home Ownership Assistance Program