Our Goal: $1,000,000

Current Total:



Use this list of local, regional and national resources to locate and apply for down-payment assistance and closing cost assistance to offset the cost of purchasing your home. These programs and their funding are subject to change, so check back frequently and inqure early about program elgibility, application requirements, and deadlines.

Municpal Homebuyer Assistance Programs


Down-Payment Assistance Search Tools


Mortgage Lender Programs (Contact Housing Services to apply)

  • ABNB Federal Credit Union - up to $7,500
  • Bank of America Community Loan Program - up to $17,500
  • Cross Country Mortgage - up to $4,000
  • Fulton Mortgage Company - up to $5,000
  • Truist Home Mortgage - up to $7,500

Virginia Down-Payment Assistance Programs

Remember, when shopping for a mortgage, we recommend you apply to at least three (3) lenders. Inform each that you are a first-time home buyer and ask them if they offer any of the above Down-Payment Assistance (DPA) program(s). See our list of preferred lenders.

Once you have secured pre-approval, fully evaluated each offer, and decided the best financing option for you, submit your application for each of the above down-payment assistanace programs you qualify for, then engage your real estate team. 

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