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How to Purchase VHCDC Community Investment Notes

A VHCDC Community Investment Note works a lot like a CD (certificate of deposit) from a traditional bank: Investors buy a note for a set length of time, after which they are paid back the principal plus a fixed rate of interest. Unlike a conventional CD, whose capital is mostly invested in traditional for-profit businesses, the capital raised from VHCDC Community Investment Notes is used exclusively for neighborhood housing projects and assistance to small, disadvantaged businesses within the Commonwealth of Virginia.

You may not get rich investing in VHCDC Community Investment Notes, but you will have the satisfaction of knowing that your money is being used to do good things, like developing housing for disabled and homeless veterans, rehabilitating distressed housing in low-income neighborhoods, and providing start-up capital for minority-owned businesses.

VHCDC Community Investment Notes are sold in denominations of $50.00 for one-, three-, five-, seven-, or 10-year terms. Just select the Rate and Term that best suites your portfolio, click on the button below to purchase online or complete an application and return with your check.

Term Rate Community Investment Note Price  
1 Yr 0.50% 1 Yr Note [Pays $50.25 Per Note at Maturity] $50.00
3 Yrs 2.00% 3 Yr Note [Pays $53.06 Per Note at Maturity] $50.00
5 Yrs 3.00% 5 Yr Note [Pays $57.96 Per Note at Maturity] $50.00
7 Yrs 3.50% 7 Yr Note [Pays $63.61 Per Note at Maturity] $50.00
10 Yrs 4.00% 10 Yr Note [Pays $74.01 Per Note at Maturity] $50.00

NOTE: Your purchase of a VHCDC Community Investment Note constitutes acceptance of the Investment Terms and Conditions. Please get the VHCDC Community Investment Notes Prospectus for terms and conditions. Click here for details!

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All information concerning investors and prospective investors shall be held in strict confidence by Virginia Housing and Community Development Corporation, subject to legally authorized and enforceable requests for information by government agencies and courts. Investments with Virginia Housing and Community Development Corporation cannot be disclosed through the website, annual report and/or other publications without the express, written permission of the investor.

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